Playbook
We need real-time fraud detection on transactions, not overnight batch
Fraud losses are rising, and the current overnight batch process misses the window to stop the transaction. The team wants every payment scored as it happens, with the model updating itself as fraud patterns shift, and alerts going out in seconds — not the next morning.
Trigger — Fraud losses rising; the batch approach has hit its limit.
Good outcome — Every transaction is scored as it happens and a fraud alert goes out in under ten seconds. Losses come down, and the team can show the regulator how each decision was made.