Narrative intro
Financial services CIOs face an unusually dense regulatory map: DORA (EU), FCA SYSC (UK), PRA SS1/21 (UK), OCC Heightened Standards (US), MAS / HKMA / APRA jurisdictionally, plus FFIEC, GDPR, and the cyber-resilience layer of every prudential regulator. This map filters the sovereign-cloud journey through the FS lens. The four pillars are the same as the cross-industry Sovereign Cloud map; the framing differs. DORA's third-party operational resilience requirements raise the bar on operational sovereignty in particular. Continuous compliance becomes a board-level discipline, not a year-end exercise.